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F.A.Q |
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Many clients have questions regarding....
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Q: How long does it take to
process a loan?
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A: Average processing time is
forty-five days; however, we have done them in two weeks.
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Q: Do all loans need an appraisal?
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A: Yes, however, we can do streamline
appraisals on some loans.
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Q: Does it cost to do a pre-qualification?
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A: No, there is no cost for
pre-qualification.
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Q: Do you do loans in other
states besides Hawaii?
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A: Yes, we have offices in California
and Hawaii but do loans in several other states as well.
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Q: What type of loans do you
do?
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A: We do residential, land,
and construction loans.
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Q: What is your max loan amount?
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A: We are able to do loans up
to 4 million. Conforming loans go up to $540,000 in Hawaii.
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Q: Do you have a notary on site?
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A: We have a notary in our office.
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Q: Locking in rates and how
long can you lock them in for?
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A: We
are able to lock in loans for extended periods of time, however, the
pricing is adjusted for the
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period of
time.
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Q: Can I get my taxes impounded?
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A: The borrower has a choice
of having his taxes and insurance impounded.
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